mobile financial services for low-income persons

Mobile phones have experienced astonishingly rapid take-up in low-income countries. For example, the number of GrameenPhone mobile phone subscribers in Bangladesh grew 105% in 2005 and recently surpassed 10 million subscribers. The telephone coverage rate in Bangladesh, however, is still only 12%. Coverage rates and demographics imply that, globally, almost all mobile subscriber growth in … Continue reading mobile financial services for low-income persons

too many words

Some friends and colleagues that I’ve tried to cajole into reading my work have gently complained that it has too many words. I said, “I will watch my ways, lest I sin with my tongue; I will set a curb on my mouth.” Dumb and silent before the wicked, I refrained from any speech. But … Continue reading too many words